How to Setup Apple Pay


Apple Pay – Doesn’t it sound like something with payment or cash or is it an application?

Let’s see what Apple Pay is and then move on.

To be short and precise, it is a mobile payments service system on Apple devices.

What is Apple Pay?

Apple Pay, Apple’s wireless payments system,is an app that allows users to make payments in person, in iOS apps, and on the web..It digitizes and can replace a credit or debit card chip and PIN or magnetic stripe transaction at a contactless-capable point-of-sale terminal. It’s so simple,very similar to contactless payments already used in many countries and so secure, that once you start using it, you will never want to go back. But before using it you need to set up Apple Pay on your device. Now let’s see how to do that here:

In order to use Apple Pay, you need to make sure your device meets the its requirements:

An iPhone 6 or 6 Plus, or newer, running iOS 8.1

  • An Apple Watch
  • A credit or debit card issued by a participating bank.

Once you know you meet the above requirements:

  1. Begin the setup process by opening the Passbook app that comes built into the iOS
  2. In the top right corner of Passbook, tap the + sign. Depending on what you already have set up in Passbook, you may need to swipe down a bit to reveal the + sign
  3. Tap Set Up Apple Pay
  4. You may be asked to log in to your Apple ID. If so, log in.
      • Add Credit or Debit Card Information

The next step for Apple Pay setup process is that it gives you two options on the screen: Add a new Credit/Debit Card or learn About Apple Pay. Tap Add a new Credit or Debit Card.

a screen pops up next allowing you to enter the information about the card you want to use. Fill this out by typing in the following requirements:

  1. Your name as it appears on your credit or debit card
  2. The 16-digit card number. (Notice the camera icon on this line? That’s a shortcut that makes adding the card information much faster. If you want to try that, tap the icon and move on to step 3 of this article.)
  3. The card’s expiration date
  4. The security code/CVV. This is the 3-digit code on the back of the card.
  5. When you’ve done , tap the Next button in the top right corner of the screen. If the company that issued you the card is participating in Apple Pay, you’ll be able to continue. If it’s not, you’ll see a warning to that effect and will need to enter another card.
      • Add, Then Verify, a Credit or Debit Card

The feature of Passbook allows you to add all of your card information simply by using the iPhone’s built-in camera rather than typing it in.

To do this, line up your credit card in the frame that will be shown on the screen. When it’s lined up properly within the frame and the phone recognizes the card number, the 16-digit card number will appear on the screen. With this step, your card number and other information will automatically be added.

Next, you’ll be asked to agree to Apple Pay’s terms. Do accept the terms as if not you cannot go ahead with the process.

Apple Pay now wants to send a verification code to ensure your security which can be chosen to do via email, text message, or by calling a phone number. Hit the necessary option and click next.

      • Verifying & Activating a Card in Apple Pay

Depending on what verification method you selected in the last step, you’ll get your verification code.

If you choose the first two options, the verification code will be sent to you quickly. When it arrives:

  1. Tap the Enter Code button in Passbook
  2. Enter the code using the numeric keyboard that appears
  3. Tap Next.

Assuming you’ve entered the correct code, you’ll see a message letting you know the card has been activated for use with Apple Pay. Hit ‘Done’ to start using it.


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